Does UAE Health Insurance Cover Prosthetics and Orthotics? (2026)

UAE Health Insurance Coverage for Prosthetics and Orthotics

One of the most common questions Steps Creators receives is: “Will my insurance pay for this?” The answer, in most cases, is yes — with the right documentation and a professionally licensed provider. Here is a complete breakdown of which insurance plans cover prosthetics and orthotics in the UAE.

Which UAE Insurance Plans Cover Prosthetics and Orthotics?

What Documentation Is Required?

To claim insurance for prosthetics or orthotics in UAE, you typically need:

1. Physician referral — from a licensed specialist (orthopaedic surgeon, neurologist, or rehabilitation physician)
2. Clinical report — stating the diagnosis, amputation level or condition, and medical necessity
3. Pre-authorization approval — submitted by the orthotics provider before the device is made
4. DHA license proof — confirming the provider is professionally certified (Steps Creators is fully licensed)
5. Cost breakdown — itemized invoice from the provider

How Steps Creators Handles Insurance for You

Steps Creators manages the entire insurance process on your behalf at no additional charge:

• We verify your coverage before any commitment
• We prepare and submit the pre-authorization request directly to your insurer
• We track the approval status and follow up with the insurance company
• We provide all clinical documentation required
• If partial coverage applies, we explain your out-of-pocket cost clearly upfront